IDFC FIRST Ashva Credit Card
Rs 2,999Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per quarter, subject to a minimum spend of Rs 20,000 in the previous calendar month.
- 2 complimentary international airport lounge visits per quarter, subject to a minimum spend of Rs 20,000 in the previous calendar month.
1%Forex markup
Best for
metal card, lifestyle, lounge, golf, low forex
Top rewards
Dining, Travel, Online, International, Birthday, and incremental spends above Rs 20,000: 10 Reward Points per Rs 150 spent; Other retail spends up to Rs 20,000: 5 Reward Points per Rs 150 spent; Rent, education, wallet load, and government spends: 3 Reward Points per Rs 150 spent
IndusInd Bank Tiger Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership is complimentary ($99 value), but visits beyond the 2 complimentary visits are charged at standard rates.
1.5%Forex markup
Best for
travel, lounge, golf, movies, low forex
Top rewards
Utility, insurance, government, education, real estate, and rent spends: 1 point per Rs 100; Base spends (up to Rs 1L): 1 point per Rs 100; Base spends (Rs 1.01L - 2.5L): 2 points per Rs 100
| Feature | IDFC FIRST Ashva Credit Card | IndusInd Bank Tiger Credit Card |
|---|---|---|
| Issuer | IDFC FIRST Bank | IndusInd Bank |
| Network | Visa | Visa |
| Joining fee | Rs 2,999 | Rs 0 |
| Annual fee | Rs 2,999 | Rs 0 |
| Reward type | reward points | reward points |
| Best for | metal card, lifestyle, lounge, golf, low forex | travel, lounge, golf, movies, low forex |
| Top reward categories | Dining, Travel, Online, International, Birthday, and incremental spends above Rs 20,000: 10 Reward Points per Rs 150 spent; Other retail spends up to Rs 20,000: 5 Reward Points per Rs 150 spent; Rent, education, wallet load, and government spends: 3 Reward Points per Rs 150 spent | Utility, insurance, government, education, real estate, and rent spends: 1 point per Rs 100; Base spends (up to Rs 1L): 1 point per Rs 100; Base spends (Rs 1.01L - 2.5L): 2 points per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 16 | 8 |
| International lounge | 8 | 2 |
| Forex markup | 1% | 1.5% |
| Milestone benefits | Earn 7,500 Reward Points on annual spending of Rs 8 Lakh | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.4 per point |
| Key exclusions | Fuel transactions, EMI transactions, Cash withdrawal / cash advance transactions | fuel, cash advances |