HSBC Live+ Credit Card
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per year (1 per calendar quarter).
3.5%Forex markup
Best for
dining, food delivery, grocery, cashback, lounge
Top rewards
Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1.5% Cashback
Fibe Axis Bank Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per calendar quarter (up to 4 per calendar year)
3.5%Forex markup
Best for
cashback, food delivery, entertainment, local commute, upi
Top rewards
Food delivery, entertainment & local commute: 3% Cashback; Other eligible retail spends: 1% Cashback
| Feature | HSBC Live+ Credit Card | Fibe Axis Bank Credit Card |
|---|---|---|
| Issuer | HSBC Bank | Axis Bank |
| Network | Visa | RuPay |
| Joining fee | Rs 999 | Rs 0 |
| Annual fee | Rs 999 | Rs 0 |
| Fee waiver spend | Rs 2,00,000 | - |
| Reward type | cashback | cashback |
| Best for | dining, food delivery, grocery, cashback, lounge | cashback, food delivery, entertainment, local commute, upi |
| Top reward categories | Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1.5% Cashback | Food delivery, entertainment & local commute: 3% Cashback; Other eligible retail spends: 1% Cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Utility bill payments, Fuel-related transactions, Rental payments and commissions, Insurance premium payments, EMI transactions, Government-related payments | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |