HDFC Bank Diners Club Privilege Credit Card
Rs 1,000Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary lounge access (8 domestic and 4 international visits per year, unlocked as 2 domestic and 1 international visit per quarter) is spend-based starting 1 July 2026: Requires spending Rs 60,000 in the preceding calendar quarter.
- Complimentary lounge access (8 domestic and 4 international visits per year, unlocked as 2 domestic and 1 international visit per quarter) is spend-based starting 1 July 2026: Requires spending Rs 60,000 in the preceding calendar quarter.
3.5%Forex markup
Best for
dining, movies, smartbuy, lounge, lifestyle
Top rewards
swiggy zomato: 20 Reward Points / Rs 200 spent on Swiggy and Zomato; Hotels via SmartBuy (10X): 40 Reward Points / Rs 200 spent on hotels via SmartBuy (10X); Flights via SmartBuy (5X): 20 Reward Points / Rs 200 spent on flights via SmartBuy (5X)
Landmark Rewards SBI Card PRIME
Rs 2,999Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass standard membership is complimentary; post the 4 complimentary international lounge visits per year, visit charges apply at the programme's prevailing rate.
3.5%Forex markup
Best for
shopping, lifestyle, dining, movies, lounge
Top rewards
Online and retail Landmark stores: 25 Reward Points / Rs 100; dining, movies, and international spends: 10 Reward Points / Rs 100; other retail purchases: 2 Reward Points / Rs 100
| Feature | HDFC Bank Diners Club Privilege Credit Card | Landmark Rewards SBI Card PRIME |
|---|---|---|
| Issuer | HDFC Bank | SBI Card |
| Network | Diners Club | Visa |
| Joining fee | Rs 1,000 | Rs 2,999 |
| Annual fee | Rs 1,000 | Rs 2,999 |
| Fee waiver spend | Rs 3,00,000 | - |
| Reward type | reward points | reward points |
| Best for | dining, movies, smartbuy, lounge, lifestyle | shopping, lifestyle, dining, movies, lounge |
| Top reward categories | swiggy zomato: 20 Reward Points / Rs 200 spent on Swiggy and Zomato; Hotels via SmartBuy (10X): 40 Reward Points / Rs 200 spent on hotels via SmartBuy (10X); Flights via SmartBuy (5X): 20 Reward Points / Rs 200 spent on flights via SmartBuy (5X) | Online and retail Landmark stores: 25 Reward Points / Rs 100; dining, movies, and international spends: 10 Reward Points / Rs 100; other retail purchases: 2 Reward Points / Rs 100 |
| SmartBuy / accelerated caps | smartbuy hotels: daily 2,000 reward points, monthly 2,000 reward points; smartbuy flights: daily 2,000 reward points, monthly 2,000 reward points; smartbuy: daily 2,000 reward points, monthly 4,000 reward points | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 4 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Vouchers worth Rs 1,500 from brands like Marriott Experience, Barbeque Nation, Lakme Salon, O2 Spa, Decathlon, McDonald's, or Domino's on quarterly spends of Rs 1.5 lakh | 20,000 bonus Reward Points on overall annual retail spends of Rs 5 lakh |
| Redemption | SmartBuy travel: upto Rs 0.5 per point; Air miles: upto Rs 0.5 per point; Statement credit: upto Rs 0.2 per point | Not listed |
| Key exclusions | fuel, rent, wallet loads, government transactions, cash withdrawal, emi transactions | fuel, rent, cash withdrawal, balance transfer, wallet loading, government transactions |