HDFC Bank Diners Club Privilege Credit Card
Rs 1,000Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary lounge access (8 domestic and 4 international visits per year, unlocked as 2 domestic and 1 international visit per quarter) is spend-based starting 1 July 2026: Requires spending Rs 60,000 in the preceding calendar quarter.
- Complimentary lounge access (8 domestic and 4 international visits per year, unlocked as 2 domestic and 1 international visit per quarter) is spend-based starting 1 July 2026: Requires spending Rs 60,000 in the preceding calendar quarter.
3.5%Forex markup
Best for
dining, movies, smartbuy, lounge, lifestyle
Top rewards
swiggy zomato: 20 Reward Points / Rs 200 spent on Swiggy and Zomato; Hotels via SmartBuy (10X): 40 Reward Points / Rs 200 spent on hotels via SmartBuy (10X); Flights via SmartBuy (5X): 20 Reward Points / Rs 200 spent on flights via SmartBuy (5X)
HDFC Bank Diners Club Black Metal Edition Credit Card
Rs 10,000Annual fee
Rs 8,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited complimentary airport lounge access worldwide for primary and add-on cardholders.
- Unlimited complimentary airport lounge access worldwide for primary and add-on cardholders.
2%Forex markup
Best for
premium travel, lounge, smartbuy, dining, golf
Top rewards
smartbuy hotels: Up to 10X Reward Points (10 RP / Rs 150 spent via SmartBuy); smartbuy flights: Up to 5X Reward Points (5 RP / Rs 150 spent via SmartBuy); smartbuy gyftr: Up to 3X Reward Points (15 RP / Rs 150 spent on instant vouchers via SmartBuy)
| Feature | HDFC Bank Diners Club Privilege Credit Card | HDFC Bank Diners Club Black Metal Edition Credit Card |
|---|---|---|
| Issuer | HDFC Bank | HDFC Bank |
| Network | Diners Club | Diners Club |
| Joining fee | Rs 1,000 | Rs 10,000 |
| Annual fee | Rs 1,000 | Rs 10,000 |
| Fee waiver spend | Rs 3,00,000 | Rs 8,00,000 |
| Reward type | reward points | reward points |
| Best for | dining, movies, smartbuy, lounge, lifestyle | premium travel, lounge, smartbuy, dining, golf |
| Top reward categories | swiggy zomato: 20 Reward Points / Rs 200 spent on Swiggy and Zomato; Hotels via SmartBuy (10X): 40 Reward Points / Rs 200 spent on hotels via SmartBuy (10X); Flights via SmartBuy (5X): 20 Reward Points / Rs 200 spent on flights via SmartBuy (5X) | smartbuy hotels: Up to 10X Reward Points (10 RP / Rs 150 spent via SmartBuy); smartbuy flights: Up to 5X Reward Points (5 RP / Rs 150 spent via SmartBuy); smartbuy gyftr: Up to 3X Reward Points (15 RP / Rs 150 spent on instant vouchers via SmartBuy) |
| SmartBuy / accelerated caps | smartbuy hotels: daily 2,000 reward points, monthly 2,000 reward points; smartbuy flights: daily 2,000 reward points, monthly 2,000 reward points; smartbuy: daily 2,000 reward points, monthly 4,000 reward points | smartbuy hotels: daily 10,000 reward points, monthly 10,000 reward points; smartbuy flights: daily 10,000 reward points, monthly 10,000 reward points; smartbuy gyftr: daily 10,000 reward points, monthly 10,000 reward points |
| Domestic lounge | 8 | Unlimited |
| International lounge | 4 | Unlimited |
| Forex markup | 3.5% | 2% |
| Milestone benefits | Vouchers worth Rs 1,500 from brands like Marriott Experience, Barbeque Nation, Lakme Salon, O2 Spa, Decathlon, McDonald's, or Domino's on quarterly spends of Rs 1.5 lakh | 10,000 bonus reward points per quarter on spends of Rs 4 lakh or more, Renewal fee waived on spending Rs 8 lakh in 12 months |
| Redemption | SmartBuy travel: upto Rs 0.5 per point; Air miles: upto Rs 0.5 per point; Statement credit: upto Rs 0.2 per point | SmartBuy travel: upto Rs 1 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.3 per point |
| Key exclusions | fuel, rent, wallet loads, government transactions, cash withdrawal, emi transactions | fuel, rent, wallet loads, government transactions, cash withdrawal, emi transactions |