Axis Bank Platinum Credit Card
Rs 200Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
movies, dining, fuel waiver, low fee, rewards
Top rewards
Domestic spends: 6 EDGE REWARD Points / Rs 200 spent; International spends: 12 EDGE REWARD Points / Rs 200 spent
SimplySAVE SBI Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
dining, movies, departmental stores, grocery
Top rewards
Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent
| Feature | Axis Bank Platinum Credit Card | SimplySAVE SBI Card |
|---|---|---|
| Issuer | Axis Bank | SBI Card |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 200 | Rs 499 |
| Fee waiver spend | Rs 1,00,000 | Rs 1,00,000 |
| Reward type | edge reward points | reward points |
| Best for | movies, dining, fuel waiver, low fee, rewards | dining, movies, departmental stores, grocery |
| Top reward categories | Domestic spends: 6 EDGE REWARD Points / Rs 200 spent; International spends: 12 EDGE REWARD Points / Rs 200 spent | Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms |