Cashback Credit Card
Rs 1,000Annual fee
Rs 4,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
cashback, online spends, retail, travel, utility bills
Top rewards
Online spends (tiered up to 7%): 7% cashback on online spends (2% under Rs 5k, 5% up to Rs 40k, 7% above Rs 40k); Offline retail spends: 0.75% cashback on offline spends; Travel spends (online and offline): 0.75% cashback on travel spends
Samsung Axis Bank Signature Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
3.5%Forex markup
Best for
samsung, cashback, shopping, preferred partners, lounge
Top rewards
Samsung purchases (eligible online & offline channels): 10% Cashback on Samsung purchases (up to Rs 2,500/month); Preferred partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / Rs 100 spent (2.0% return value); Other eligible retail spends: 5 EDGE REWARD Points / Rs 100 spent (1.0% return value)
| Feature | Cashback Credit Card | Samsung Axis Bank Signature Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 1,000 | Rs 500 |
| Annual fee | Rs 1,000 | Rs 500 |
| Fee waiver spend | Rs 4,00,000 | Rs 2,00,000 |
| Reward type | cashback | cashback and edge reward points |
| Best for | cashback, online spends, retail, travel, utility bills | samsung, cashback, shopping, preferred partners, lounge |
| Top reward categories | Online spends (tiered up to 7%): 7% cashback on online spends (2% under Rs 5k, 5% up to Rs 40k, 7% above Rs 40k); Offline retail spends: 0.75% cashback on offline spends; Travel spends (online and offline): 0.75% cashback on travel spends | Samsung purchases (eligible online & offline channels): 10% Cashback on Samsung purchases (up to Rs 2,500/month); Preferred partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / Rs 100 spent (2.0% return value); Other eligible retail spends: 5 EDGE REWARD Points / Rs 100 spent (1.0% return value) |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waived on spends of Rs 4 lakh or more in a card anniversary year | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Educational institution payments, Purchase of gold or jewellery | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |