Apollo SBI Card SELECT
Rs 1,499Annual fee
Rs 3,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per year, capped at 1 visit per quarter
- Complimentary Priority Pass membership for two years (lounge visits are chargeable)
3.5%Forex markup
Best for
healthcare, apollo, pharmacy, diagnostics, lounge
Top rewards
Apollo 24/7 and Apollo Pharmacy spends: 10 Reward Points / Rs 100 spent; Dining, travel, movies & entertainment spends: 2 Reward Points / Rs 100 spent; Other eligible retail purchases: 1 Reward Point / Rs 200 spent
Federal Bank Imperio Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per quarter (subject to minimum spend of Rs 40,000 in the preceding quarter).
3.5%Forex markup
Best for
grocery, healthcare, lounge, movies, lifetime free
Top rewards
Grocery spends: 3 Reward Points / Rs 100 spent; Healthcare spends: 3 Reward Points / Rs 100 spent; Utility spends: 2 Reward Points / Rs 100 spent
| Feature | Apollo SBI Card SELECT | Federal Bank Imperio Credit Card |
|---|---|---|
| Issuer | SBI Card | Federal Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 1,499 | Rs 0 |
| Annual fee | Rs 1,499 | Rs 0 |
| Fee waiver spend | Rs 3,00,000 | - |
| Reward type | reward points | reward points |
| Best for | healthcare, apollo, pharmacy, diagnostics, lounge | grocery, healthcare, lounge, movies, lifetime free |
| Top reward categories | Apollo 24/7 and Apollo Pharmacy spends: 10 Reward Points / Rs 100 spent; Dining, travel, movies & entertainment spends: 2 Reward Points / Rs 100 spent; Other eligible retail purchases: 1 Reward Point / Rs 200 spent | Grocery spends: 3 Reward Points / Rs 100 spent; Healthcare spends: 3 Reward Points / Rs 100 spent; Utility spends: 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Complimentary Noise Smartwatch on overall annual spends of Rs 6 lakh | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Air miles: upto Rs 0.1429 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends | Fuel transactions, Cash advance transactions, Rent payments, Wallet loading transactions, EMI transactions, Government transactions |