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SimplifyCards take: For your SBI travel needs, the IRCTC SBI Platinum Card is a strong option, especially if your travel frequently involves railways. This card is best suited for railway and IRCTC bookings, offering benefits such as 4 complimentary domestic railway lounge access per year. It comes with an annual fee of Rs 500. As an alternative, you might consider the IRCTC SBI Card on RuPay, which also caters to railway travel but does not include lounge access.
Optimized for railway and irctc, featuring complimentary lounge access.
Optimized for indigo and flights, featuring low 1.99% forex markup and complimentary lounge access.
Optimized for railway and irctc.
| Feature | IRCTC SBI Platinum Card |
|---|
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| IndiGo SBI Card ELITE |
|---|
| IRCTC SBI Card on RuPay |
|---|
| Best for | railway, irctc, travel | indigo, flights, travel | railway, irctc, travel |
| Reward rates | 0.8% - Base reward rate upto 8% - accelerated reward rate | 2% - Base reward rate upto 7% - accelerated reward rate | 0.8% - Base reward rate upto 10% - accelerated reward rate |
| Annual fee | Rs 500 | Rs 4,999 | Rs 500 |
| Domestic lounge | 4 | 8 | 0 |
| International lounge | 0 | 6 | 0 |
| Forex markup | 3.5% | 1.99% | 3.5% |