Preparing your answer...
Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: Titan SBI Card looks like the best fit. It stands out because milestone value adds about Rs 2,500 and joining and renewal benefits add about Rs 3,000 per year.
Optimized for titan and jewellery, featuring complimentary lounge access.
The industry benchmark for cashback, offering flat 5% cashback on all online spends (capped at Rs 5,000/month) and 1% on offline transactions.
Optimized for flipkart and myntra.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| Feature | Titan SBI Card | SBI Cashback Credit Card | Flipkart SBI Card |
|---|---|---|---|
| Best for | titan, jewellery, watches | online, cashback | flipkart, myntra, cleartrip |
| Reward rates | 0.8% - Base reward rate upto 1.9% - accelerated reward rate | 1% - Base reward rate upto 5% - accelerated reward rate | 1% - Base reward rate upto 7.5% - accelerated reward rate |
| Annual fee | Rs 2,999 | Rs 999 | Rs 500 |
| Fee waiver spend | Rs 3 lakhs | Rs 2 lakhs | Rs 3.5 lakhs |
| Domestic lounge | 8 | 0 | 0 |
| International lounge | 4 | 0 | 0 |
| Forex markup | 3.5% | 3.5% | 3.5% |