Preparing your answer...
Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 5 picks for this query.
Optimized for phonepe and online shopping.
Optimized for phonepe and upi.
Optimized for fuel and groceries.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| Feature | PhonePe SBI Card PURPLE | PhonePe HDFC Bank Uno Credit Card | IndianOil HDFC Bank Credit Card |
|---|---|---|---|
| Best for | phonepe, online shopping, upi | phonepe, upi, utilities | fuel, groceries, bill payments |
| Reward rates | 1% - Base reward rate upto 3% - accelerated reward rate | 1% - Base reward rate upto 2% - accelerated reward rate | 0.1% - Base reward rate upto 1% - accelerated reward rate |
| Annual fee | Rs 499 | Rs 499 | Rs 500 |
| Fee waiver spend | Rs 1 lakhs | Rs 1 lakhs | Rs 50,000 |
| Domestic lounge | 0 | 0 | 0 |
| International lounge | 0 | 0 | 0 |
| Forex markup | 3.5% | 3.5% | 3.5% |