Titan SBI Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 per quarter.
- 4 complimentary international airport lounge visits per year, capped at 2 per quarter, with complimentary Priority Pass membership for the first 2 years.
3.5%Forex markup
Best for
titan, jewellery, watches, shopping, lounge
Top rewards
World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata: 7.5% cashback; Mia, CaratLane, and Zoya: 5% cashback; Tanishq: 3% value back as gift vouchers
AXIS BANK PRIVILEGE Credit Card
Rs 1,500Annual fee
Rs 5,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per calendar quarter, subject to Rs 50,000 spends in the previous 3 months
3.5%Forex markup
Best for
shopping, travel, movies, lounge, fee waiver
Top rewards
Eligible retail spends: 10 EDGE REWARD Points / Rs 200 spent
| Feature | Titan SBI Card | AXIS BANK PRIVILEGE Credit Card |
|---|---|---|
| Issuer | SBI Card | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 2,999 | Rs 1,500 |
| Annual fee | Rs 2,999 | Rs 1,500 |
| Fee waiver spend | Rs 3,00,000 | Rs 5,00,000 |
| Reward type | cashback and reward points | edge reward points |
| Best for | titan, jewellery, watches, shopping, lounge | shopping, travel, movies, lounge, fee waiver |
| Top reward categories | World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata: 7.5% cashback; Mia, CaratLane, and Zoya: 5% cashback; Tanishq: 3% value back as gift vouchers | Eligible retail spends: 10 EDGE REWARD Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 4 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Additional gift voucher worth Rs 5,000 on annual spends of Rs 5 lakh, Additional gift voucher worth Rs 10,000 on annual spends of Rs 10 lakh | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | fuel, rent, government spends, online gaming transactions, wallet loading, merchant EMI | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |