HSBC Visa Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
lifetime free, rewards, air miles, fuel, travel
Top rewards
Travel spends (Travel with Points): 12 Reward Points / Rs 150 spent via Travel with Points; Other eligible spends: 2 Reward Points / Rs 150 spent
ICICI Bank Platinum Chip Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- No complimentary lounge access is offered on this card.
3.5%Forex markup
Best for
lifetime free, entry level, rewards, fuel
Top rewards
Retail spends: 2 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent
| Feature | HSBC Visa Platinum Credit Card | ICICI Bank Platinum Chip Credit Card |
|---|---|---|
| Issuer | HSBC Bank | ICICI Bank |
| Network | Visa | Visa, Mastercard |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | reward points |
| Best for | lifetime free, rewards, air miles, fuel, travel | lifetime free, entry level, rewards, fuel |
| Top reward categories | Travel spends (Travel with Points): 12 Reward Points / Rs 150 spent via Travel with Points; Other eligible spends: 2 Reward Points / Rs 150 spent | Retail spends: 2 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.5 per point | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Rent payments, Wallet loading transactions, Educational spends, Government-related transactions, Insurance premium payments | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |