HDFC Bank Infinia Metal Edition Credit Card
Rs 12,500Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- A verification transaction fee of Rs 2 is charged at domestic lounge terminals inside India for Visa cardholders, which is later reversed.
- Unlimited complimentary airport lounge access worldwide via Priority Pass (for both primary and add-on cardholders)
- Priority Pass lounge visits outside India by guests or visits exceeding the complimentary limit are charged at USD 27 + GST per person per visit. Add-on cardholders must use their own Priority Pass card; otherwise they are billed as guests.
2%Forex markup
Best for
premium travel, lounge, smartbuy, golf, luxury lifestyle
Top rewards
smartbuy hotels: Up to 10X Reward Points; smartbuy flights: Up to 5X Reward Points; smartbuy gyftr: Up to 5X Reward Points
HDFC Bank Diners Club Black Metal Edition Credit Card
Rs 10,000Annual fee
Rs 8,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited complimentary airport lounge access worldwide for primary and add-on cardholders.
- Unlimited complimentary airport lounge access worldwide for primary and add-on cardholders.
2%Forex markup
Best for
premium travel, lounge, smartbuy, dining, golf
Top rewards
smartbuy hotels: Up to 10X Reward Points (10 RP / Rs 150 spent via SmartBuy); smartbuy flights: Up to 5X Reward Points (5 RP / Rs 150 spent via SmartBuy); smartbuy gyftr: Up to 3X Reward Points (15 RP / Rs 150 spent on instant vouchers via SmartBuy)
| Feature | HDFC Bank Infinia Metal Edition Credit Card | HDFC Bank Diners Club Black Metal Edition Credit Card |
|---|---|---|
| Issuer | HDFC Bank | HDFC Bank |
| Network | Visa | Diners Club |
| Joining fee | Rs 12,500 | Rs 10,000 |
| Annual fee | Rs 12,500 | Rs 10,000 |
| Fee waiver spend | Rs 10,00,000 | Rs 8,00,000 |
| Reward type | reward points | reward points |
| Best for | premium travel, lounge, smartbuy, golf, luxury lifestyle | premium travel, lounge, smartbuy, dining, golf |
| Top reward categories | smartbuy hotels: Up to 10X Reward Points; smartbuy flights: Up to 5X Reward Points; smartbuy gyftr: Up to 5X Reward Points | smartbuy hotels: Up to 10X Reward Points (10 RP / Rs 150 spent via SmartBuy); smartbuy flights: Up to 5X Reward Points (5 RP / Rs 150 spent via SmartBuy); smartbuy gyftr: Up to 3X Reward Points (15 RP / Rs 150 spent on instant vouchers via SmartBuy) |
| SmartBuy / accelerated caps | smartbuy hotels: daily 15,000 reward points, monthly 15,000 reward points; smartbuy flights: daily 15,000 reward points, monthly 15,000 reward points; smartbuy gyftr: daily 15,000 reward points, monthly 15,000 reward points | smartbuy hotels: daily 10,000 reward points, monthly 10,000 reward points; smartbuy flights: daily 10,000 reward points, monthly 10,000 reward points; smartbuy gyftr: daily 10,000 reward points, monthly 10,000 reward points |
| Domestic lounge | Unlimited | Unlimited |
| International lounge | Unlimited | Unlimited |
| Forex markup | 2% | 2% |
| Milestone benefits | Not listed | 10,000 bonus reward points per quarter on spends of Rs 4 lakh or more, Renewal fee waived on spending Rs 8 lakh in 12 months |
| Redemption | SmartBuy travel: upto Rs 1 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.3 per point | SmartBuy travel: upto Rs 1 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.3 per point |
| Key exclusions | fuel, rent, wallet loads, government transactions, cash withdrawal, emi transactions | fuel, rent, wallet loads, government transactions, cash withdrawal, emi transactions |